Traditional legacy planning

After 30+ year of owning their own business, Morty and Linda have amassed a net worth of over $15 Million. Morty and Linda are both 79 years old. They have three children, who are doing well and five grandchildren. Morty and Linda are content knowing that they have full access to their money should a […]
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Structured Settlement Meets Guaranteed Income

Jeff and Mary are 76 and 73 respectively. Like most retirees, when they retired in 1998, they parked $600,000 in bank CDs at 5% and used the $30,000 of annual interest for income to supplement their social security. As their CDs mature, they cannot replace this yield safely. Here Is What We Did: Our primary […]
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Tax Mitigated Roth Conversion

Helen is 62 years old with a Traditional IRA valued at $500,000. She does not need income from the IRA in the near future but will most likely need income from her IRA in several years. Helen believes that taxes will be going up in the near future. Knowing that her IRA distributions will be […]
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Legacy Planning With Premium Financing

James & Mary have worked hard their whole lives and have amassed a net worth just over $4 Million. James is 81, Mary is 78 and due to health issues, they are not able to qualify for certain Estate Planning Strategies. They have two children, who are doing well and three grandchildren. James and Mary […]
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Legacy Planning, Planning For Our Grandkids

James & Mary have worked hard their whole lives and have amassed a net worth just over $4 Million. James is 81, Mary is 78 and due to health issues, they are not able to qualify for certain Estate Planning Strategies. They have two children, who are doing well and three grandchildren. James and Mary […]
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Client Makeover: Our IRA Became An Annuity And We Didn’t Even Realize It

Sophia has an IRA worth $350,000 that she has not touched and this year she turned 70 ½. The IRS now requires that she takes minimum distributions from her IRA of approximately 3.8% and every year the IRS will make her take out a higher percentage. Sophia does not mind the additional income of $13,300 […]
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Traditional Legacy Planning

After 30+ year of owning their own business, Morty and Linda have amassed a net worth of over $15 Million.  Morty and Linda are both 79 years old.  They have three children, who are doing well and five grandchildren. Morty and Linda are content knowing that they have full access to their money should a […]
Read More

Structured Settlement Meets Guaranteed Income

Jeff and Mary are 76 and 73 respectively.  Like most retirees, when they retired in 1998, they parked $600,000 in bank CDs at 5% and used the $30,000 of annual interest for income to supplement their social security.  As their CDs mature, they cannot replace this yield safely.   Here Is What We Did:   […]
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Tax Mitigated Roth Conversion

Helen is 62 years old with a Traditional IRA valued at $500,000.  She does not need income from the IRA in the near future but will most likely need income from her IRA in several years.  Helen believes that taxes will be going up in the near future. Knowing that her IRA distributions will be fully […]
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Retirement Funding and Family Protection

Shawn is 35 years old, married and has two young children.  He believes in having life insurance to protect his family but is also looking to build his retirement.  Now Shawn has had a Roth IRA for several years invested primarily in mutual funds.  With all of the ups and downs of the market, his […]
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Legacy Planning With Premium Financing

James & Mary have worked hard their whole lives and have amassed a net worth just over $4 Million.  James is 81, Mary is 78 and due to health issues, they are not able to qualify for certain Estate Planning Strategies.  They have two children, who are doing well and three grandchildren.   James and […]
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Legacy Planning for Grandkids

Legacy Planning Planning For Our Grandkids James & Mary have worked hard their whole lives and have amassed a net worth just over $4 Million.  James is 81, Mary is 78 and due to health issues, they are not able to qualify for certain Estate Planning Strategies.  They have two children, who are doing well and […]
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IRA RMDs Annuity, Boca

Sophia has an IRA worth $350,000 that she has not touched and this year she turned 70 ½.  The IRS now requires that she takes minimum distributions from her IRA of approximately 3.8% and every year the IRS will make her take out a higher percentage.  Sophia does not mind the additional income of $13,300 […]
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Bush Tax Cuts, FL

Long time clients of ours, Marcia 79 and Richard 81, live within their fixed income of Social Security and Pension.  Their frugal nature has allowed them to build a net worth of over $6 million ($4 million in an IRA, $1.5 million in a managed account and $500k in a money market).  Up until 2013, […]
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Participate In The Market With No Downside Risk

Stuart is 50 years old, married and is now an empty nester.  Stuart is now ready to start adding more money into his retirement plan but he is already maxing out his 401k every year.  Knowing that his 401k will be fully taxable when he retires, he would like to have some tax free income […]
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Additional Retirement Income

Stuart is 50 years old, married and is now an empty nester. Stuart is now ready to start adding more money into his retirement plan but he is already maxing out his 401k every year. Knowing that his 401k will be fully taxable when he retires, he would like to have some tax free income […]
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Additional Retirement Income With Fixed Indexed Annuities

David is 63 and retired.  His wife Linda is 59 and will probably be retiring in a few years.  When Linda retires, they realize that they will have a shortfall of $30,000 per year of income.  They have several hundred thousand in assets and realize they will need to use some of their assets for […]
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Retirement Planning While Protecting Your Family

Shawn is 35 years old, married and has two young children.  He believes in having life insurance to protect his family but is also looking to build his retirement.  Now Shawn has had a Roth IRA for several years invested primarily in mutual funds.  With all of the ups and downs of the market, his […]
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Legacy Planning With Premium Financing

James & Mary have worked hard their whole lives and have amassed a net worth just over $4 Million.  James is 81, Mary is 78 and due to health issues, they are not able to qualify for certain Estate Planning Strategies.  They have two children, who are doing well and three grandchildren. James and Mary […]
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