Rick has been in the financial services industry for six years. Prior to joining Seeman Holtz, Rick spent the majority of his career administering transactions on the Foreign Currency Exchange Market, where he gained great knowledge of the International Financial Markets, Currencies, and Commodities. Rick graduated in 2005 from Johnson & Wales University with a Bachelors Degree in Food & Business Management. Originally from South Dakota, Rick has spent the last 10 years in Florida enjoying the warm weather with his beautiful wife and daughter. Rick currently holds a Florida 215 Life, Health, & Variable Annuities license along with a Series 7, and 63.